Missing from most budgeting methods is the ability to answer the question, "If I were to spend an extra $1,400 today, would I still be able to afford that vacation 7 months from now?"
This spreadsheet allows you to organize your expenses by tracking your future account balance, rather than only focusing on your present spending. It covers a whole year, so you can see how your balance at the end of the year is affected by any spending you do today.
The spreadsheet contains 2 tabs. The first tab includes the instructions.
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